Hey, Dad – can you teach me to shoot?

Firearm safety. It’s almost an hysterical issue among the firearm illiterate, and, sadly, that’s the larger portion of the population these days. In this country’s history, firearms were in every household, and every member of the house physically able to hold a weapon knew how, and more importantly, when to use it. Not so, these days. Most Americans have grown up firearm illiterate, and consequently are afraid of guns. However, more and more Americans are becoming interested in owning weapons, specifically handguns, and are searching for places to learn about firearms and how to shoot. The answer for most people is a local target range.

There are many ways to find a range in your area, but the fastest is the Web. Start a search for ‘target range’ and review the results. You’ll be able to find a range that suits your needs with a minimum of fuss. You can always use the phone book, or the online phone book, or word of mouth. Word of mouth is often the most reliable, if you ask people you trust for ther input.

Before you start looking for a range, ask yourself some questions:
1). What type of weapon am I interested in?
2). Am I interested in shooting as a sport, or primarily as self-defense, or both?
3). Is this just for me, or am I going to involve my household?

As you answer these questions, you’ll begin to develop a plan for weapon storage, and for firearm safety, for your home. You need to think about this, especially if you have children. Children are not too young to work with weapons, but they must be taught responsibility – how and when to use a weapon, weapons are not toys, and they must learn to consider all weapons as loaded.

Having answered your questions, making your plan, and researching the weapons best for you, you now need to find a target range. You may want to consider using a range that rents weapons at first, so you can gain experience with different handguns and rifles. Once you’ve decided on a weapon you like, research purchasing one, and also consider getting a gun safe.

Target shooting allows you to practice with a weapon at different ranges. Most ranges use standard bullseye targets for civilians, but you may find one that uses silhouettes, or possibly animal shapes, if you think you may want to pursue hunting as a sport.

Typical ranges for handguns are 10m (meters), 50m, and 300m. Rifle ranges are rarely less than 100m, but can be as high as 1,000m. All ranges, whether indoor or outdoor, have butts or backstops behind the targets to stop the bullets. The targets are typically paper or a plastic material, and are generally round bulls eyes. Targets can be metal; these are typically found at air rifle ranges. Skeet shooting involves shotguns and clay targets (“clay pigeons”). This is a speciality type of target shooting, and requires its own type of range.

All standard target ranges require safety gear. This is typically safety goggles or glasses, earplugs and/or earmuffs. Indoor ranges require both earplugs and earmuffs due to the high decibel levels created when shooting is in progress.

All target ranges have desiganted safety personnel, and their rules are to be followed at all times while at the range.

Firearms, when used properly, can be fun. They also provide safety, when properly handled. Before purchasing one, find a target range, and shoot some targets. It will tell you whether or not you and firearms have a future together, and may get you started on a lifelong hobby. Good shooting!

Affordable Auto Loan: How to stay away from an Expensive Car Purchase in New York?

CNBC published a report on America’s most expensive states to live in 2015. And, the New York State is at number 3. Living in the Empire State is to live a royal life. Everything from a house to a cup of coffee will cost a fortune in the state. And, buying a car is expensive in New York as well.

What is the cost of buying a Car in New York?

The cost of buying a new car depends on the make and model that you choose. But, the approximate cost will be the total of the following expenses:

Initial Cost of Owning a Car in New York

>>$33560 – Average price of new car

>>$50 – Title Fee of New York State DMV

>>$25 – License Plate Fee of New York State DMV

>>Other Taxes

Annual Cost of Owning a Car in New York

>>$1196– Average Annual Car Insurance

>>$365 – Repairs

>>$713 – Gas

Now, you cannot reduce the cost related to the New York State DMV fees, insurance or maintenance. But, you can avoid an expensive car purchase by opting for an affordable auto loan in New York.

How to obtain an Affordable Auto Loan in New York State?

Choosing a car is an emotional decision for people. So, it is important that you keep your emotions in check and buy a car that doesn’t put a pressure on your wallet. Here’s how to work towards obtaining an affordable auto loan in New York State:

Spending Plan

You must prepare a spending plan that includes information of your monthly income and expenses. Make a list of your total monthly income that includes income from your job as well as investments. Remember to include all your expenses such as food, rent, utility bills, etc. to your total monthly expense. Once you calculate your monthly income and expense, you will be able to allocate a monthly budget for your car-related expenses.

Monthly Payment

Once you create your spending plan, you will be able to estimate a comfortable monthly payment amount. Make sure that you stick to the comfortable amount because if you opt for a New York auto loan with higher monthly payment amount, you will face financial trouble.

Down Payment

Down payment helps a New York car buyer in the following ways:

1. It reduces the total auto loan amount.

2. It reduces the loan-to-value (LTV) ratio.

3. It manifests a stable financial condition to the lender.

4. It reduces the interest rate.

5. It reduces the chances of an upside down auto loan.

If you are buying a new car in New York State, 20% down payment is ideal. And, if you are interested in a used car, it is okay to have at least 10% down payment.

Trade-in

By opting for a trade-in, you will be able to reduce your total loan amount. The option is ideal for those NY car buyers who do not have adequate down payment.

Before trading your old car for a new one, ascertain the selling price of your old car. If a car buyer is willing to give you a higher price than the dealer, sell it and use the money for down payment.

Buying a car is expensive in New York State. But, if you work hard to make your New York auto loan affordable, you can avoid an expensive car purchase.

NJMA Purple Belt Dan Pacific Wins Gold at the Recent Amateur Grappling League

Real champions come back stronger after defeat. This is the case for NJMA purple belt Dan Pacific. Entering 2013, with an admittedly disappointing 2012 competition year, Dan managed to bounce back to prove his dominance Amateur Grappling League tournament in the purple belt division. Dan Pacific is a seasoned grappler having both both MMA and grappling competitions victories to his name. He’s already won several competitions including the ADCC regionals. A purple belt under Professor Marco Perazzo, Dan Pacific has a strong BJJ foundation that he shows with a slick guard but also the ability to take an opponent down when needed.

Any Purple belt tournament is going to be tough, and this was the case at the Amateur Grappling League tournament. There are grapplers these days who train full time and train, drill and spar 2-3 times a day. Given the demand in today’s grappling circles when even blue belts become sandbaggers equivalent to higher level practitioners of the past, purple belts are required to express their techniques with smoother precision. Dan Pacific made a big statement early in the 2013 tournament scene by winning gold in the Amateur Grappling League’s purple belt category. The AGL was Dans first tournament of 2013 and as the old saying goes, a good day starts with a good morning, winning gold at the first tourney of 2013 is his good morning.

It is becoming a cliché how some instructors will keep on saying “drill to win”. If you’ve heard the adage: “you are what you repeatedly do”, then this sums the necessity of drilling. What is in drilling that makes you win medals? One, it smoothens transitions that when you are presented even by the smallest opportunity, your body could react to exploit the mistakes of your opponent. Secondly, it provides muscle memory that makes the move so much quicker than someone who doesn’t do their reps in the gym. From the Mendes brothers to Cobrinha to the powerhouse Alliance team, success on the mats is due to the dedication that they have given in the gym.

Dan Pacific entered the Amateur Grappling League with a disappointing 2012 competition run. Because NJMA believes in hard work and team effort, Dan managed to win all of his three matches and landed at the top of the podium. The first match by Dan won via footlock. The second match was a points victory and the championship match was won by armbar.

Because of the newly implemented drilling system implemented by Professor Marco Perazzo, Dan was able to hit the armbar with ease in the finals. Working on the basic closed guard, breaking the posture and taking the arm in a swift motion using active hips; Dan hit the armbar with great timing and precision.

NJMA believes in teaching Brazilian Jiu-Jitsu with strong foundation of the basics. This is evident on Dan’s success in the latest Amateur Grappling League tournament. Despite the popularity of Dela Riva hooks and inverted guards in tournaments, NJMA students believe in investing in their basics before progressing to “entertaining” and “flashy” moves. Also NJMA is a firm believer of engraining techniques through repetitions. Following the victory of Dan Pacific, Professor Marco Perazzo plans to implement newer drills that will set a higher success rate for submission attempts for both gi and no gi.

Marco Perazzo is the owner of New Jersey Martial Arts. New Jersey Martial Arts aka NJMA was started in 2006 by world renowned Brazilian Jiu-jitsu Instructor and Mixed Martial Arts Coach Professor Marco Perazzo. NJMA has two locations convenient to both Burlington and Camden County. Our headquarters is Located in Maple Shade, NJ and our second location in Delran, NJ.